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UGC Recognized Programme
Bachelor of Commerce in Banking and Insurance
Shape Your Future in the Financial Services Industry
3 Years Duration
6 Semesters
Full-Time Programme
NAAC
Accredited Institution
Quality assured education
BFSI
Industry Focus
Banking & insurance sector
95%
Placement Record
Top BFSI recruiters
₹4.5L
Average Package
Competitive starting salary
About the Programme
Programme Overview
The Bachelor of Commerce in Banking and Insurance is a specialized three-year undergraduate programme designed to equip learners with comprehensive knowledge of banking operations, insurance principles, financial management, and risk assessment. This UGC-recognized programme offers an ideal foundation for careers in the rapidly growing Banking, Financial Services, and Insurance (BFSI) sector.
Our progressive education philosophy ensures that learners develop analytical thinking, financial acumen, and professional competencies through experiential learning. The curriculum integrates theoretical foundations with practical applications in banking technology, investment management, and regulatory compliance, preparing graduates for diverse roles in commercial banks, insurance companies, NBFCs, and financial institutions.
Industry-Aligned Curriculum with Banking Software
Expert Learning Facilitators with Industry Background
Industrial Visits & Mandatory Internships
IRDA, NISM & NCFM Certification Training
Admission
Eligibility & Admission Criteria
Requirements and pathways to join our B.Com Banking and Insurance programme
Academic Qualification
- •Higher Secondary +2 from recognized board
- •Commerce/Science/Arts stream eligible
- •Minimum 50% aggregate marks
- •45% for OBC, 40% for SC/ST
Accepted Streams
- •Commerce with Accountancy
- •Science stream (PCM/PCB)
- •Arts and Humanities
- •Vocational Commerce courses
Required Documents
- •10th & 12th Mark Sheets
- •Transfer Certificate
- •Community Certificate
- •Passport Size Photographs
- •Aadhaar Card Copy
- •Bank Details
Curriculum
Course Curriculum
Semester I
Tamil - I
19UETA01English - I
20UENC01Principles of Accounting
19UVE01Banking Theory
19UCB02Business Economics
19UECA07Value Education
19UVE01Professional English for Commerce and Management - I
20UPEC01Semester II
Tamil - II
19UFTA02English - II
20UFEN02Financial Accounting
19UCB03Banking Law & Practice
19UCB04Indian Economy
19UECA08Environmental Studies
19UES01Professional English for Commerce Management - II
20UPEC02Learning Outcomes
Programme Learning Outcomes
Skills and competencies you will develop through this programme
Banking Operations Expertise
Master comprehensive banking operations including deposits, loans, credit management, foreign exchange, and treasury functions in commercial banking environments.
Insurance Product Knowledge
Develop thorough understanding of life, general, health, and motor insurance products, underwriting principles, claims processing, and actuarial concepts.
Financial Analysis Skills
Acquire proficiency in financial statement analysis, ratio analysis, investment evaluation, portfolio management, and risk assessment techniques.
Risk Management Competency
Understand risk identification, measurement, mitigation strategies, and regulatory compliance requirements in the BFSI sector with practical applications.
Digital Banking Proficiency
Gain hands-on experience with core banking systems, fintech applications, digital payment platforms, and emerging technologies transforming the financial industry.
Professional Communication
Effectively communicate financial concepts, prepare professional reports, presentations, and engage with diverse stakeholders in banking and insurance contexts.
Career Paths
Career Opportunities
Diverse career pathways await B.Com Banking and Insurance graduates
Bank Probationary Officer
Public/private sector banks
Insurance Advisor
Life & general insurance companies
Investment Analyst
Mutual funds & stock broking
Credit Analyst
Loan processing & risk evaluation
Claims Officer
Insurance claims processing
Financial Consultant
Wealth management services
Government Services
RBI, SEBI, IRDA, LIC, GIC
NBFC Executive
NBFCs & fintech firms
Key Employment Sectors
Commercial BanksInsurance CompaniesInvestment BankingMutual FundsStock BrokingNBFCs & MFIsFintech CompaniesWealth ManagementCredit Rating AgenciesRegulatory BodiesCorporate FinanceFinancial Consultancy
Infrastructure
Department Facilities
State-of-the-art infrastructure for comprehensive learning
Banking Simulation Lab
Banking Simulation Lab
Fully equipped computer lab with core banking software, tally, and financial modeling tools for practical hands-on training.
Digital Library
Digital Finance Library
Extensive collection of banking, insurance, and finance journals, e-books, databases, and research materials with online access.
Seminar Hall
Seminar Hall
Modern audio-visual equipped seminar hall for industry expert sessions, workshops, and certification programmes.
Stock Market Lab
Stock Market Lab
Live stock market terminals with trading simulation software for practical experience in securities trading and analysis.
Placement Cell
Placement & Career Cell
Dedicated placement cell with industry connections, interview preparation facilities, and career counseling services.
Smart Studios
Smart Learning Studios
Technology-enabled learning studios with smart boards, video conferencing, and digital learning resources.
Our Team
Expert Faculty Members
Learn from experienced faculty with industry expertise in banking and insurance.
Mrs.M.S.Punithamalar
HOD & Assistant Professor
M.Com(CA), MBA, M.Phil.,(Ph.D)
Ms.G.Buvaneswari
Assistant Professor
M.Com, B.ED, M.Phil
Mrs.N.Lingameena
Assistant Professor
M.Com.,M.Phil.
Mr.A.Jegadishkumar
Assistant Professor
M.Com.,B.Ed.,MBA
Ms.C.Agalya
Assistant Professor
M.Com(CA).
Mrs.M.S.Punithamalar
HOD & Assistant Professor
M.Com(CA), MBA, M.Phil.,(Ph.D)
Ms.G.Buvaneswari
Assistant Professor
M.Com, B.ED, M.Phil
Mrs.N.Lingameena
Assistant Professor
M.Com.,M.Phil.
Mr.A.Jegadishkumar
Assistant Professor
M.Com.,B.Ed.,MBA
Ms.C.Agalya
Assistant Professor
M.Com(CA).
Mrs.M.S.Punithamalar
HOD & Assistant Professor
M.Com(CA), MBA, M.Phil.,(Ph.D)
Ms.G.Buvaneswari
Assistant Professor
M.Com, B.ED, M.Phil
Mrs.N.Lingameena
Assistant Professor
M.Com.,M.Phil.
Mr.A.Jegadishkumar
Assistant Professor
M.Com.,B.Ed.,MBA
Ms.C.Agalya
Assistant Professor
M.Com(CA).
Mrs.M.S.Punithamalar
HOD & Assistant Professor
M.Com(CA), MBA, M.Phil.,(Ph.D)
Ms.G.Buvaneswari
Assistant Professor
M.Com, B.ED, M.Phil
Mrs.N.Lingameena
Assistant Professor
M.Com.,M.Phil.
Mr.A.Jegadishkumar
Assistant Professor
M.Com.,B.Ed.,MBA
Ms.C.Agalya
Assistant Professor
M.Com(CA).
Why JKKN
Why Choose Our B.Com Banking and Insurance Programme?
Expert Learning Facilitators
Learn from experienced faculty with industry background in banking, insurance, and financial services.
Bank Industry Partnerships
MoUs with leading banks and insurance companies ensuring internships and placement opportunities.
Professional Certifications
Integrated IRDA, NISM, and NCFM certification training programs enhancing employability.
Industrial Visits & Internships
Regular visits to banks, insurance companies, stock exchanges, and mandatory industry internships.
Strong Placement Support
Dedicated placement cell with 90%+ placement record in BFSI sector companies.
Competitive Exam Coaching
Special coaching for bank exams (IBPS, SBI PO), insurance exams, and other competitive examinations.
Got Questions?
Frequently Asked Questions
The B.Com Banking and Insurance programme is a 3-year full-time undergraduate degree comprising six semesters. Each year includes two semesters with a combination of core banking subjects, insurance papers, financial accounting, practical software training, and skill-based electives. The final semester includes a mandatory internship and project work component.
After completing B.Com Banking and Insurance, learners can pursue M.Com in Banking & Finance, MBA in Finance or Banking Management, Master in Financial Management (MFM), Chartered Accountancy (CA), Company Secretary (CS), CFA, or CAIIB certification. Post-graduation options also include specialized programmes in Risk Management, Investment Banking, and Actuarial Science.
B.Com Banking and Insurance graduates can appear for various competitive examinations including IBPS PO/Clerk, SBI PO/Clerk, RBI Grade B Officer, LIC AAO/ADO, SEBI Grade A, NABARD Grade A/B, Insurance Company recruitment exams, UPSC Civil Services, and State PSC examinations. The programme also prepares learners for professional certifications like IRDA Agent Exam, NISM certifications, and NCFM modules.
Yes, the programme includes mandatory internships with banks, insurance companies, or financial institutions during the final year. Regular industrial visits to RBI, SEBI, NSE/BSE, insurance companies, and commercial banks are organized throughout the programme. The department also conducts banking software training, stock market simulation exercises, and workshops by industry professionals.
Our B.Com Banking and Insurance programme stands out due to its industry-aligned curriculum, strong bank and insurance company tie-ups for placements, integrated professional certification training (IRDA, NISM, NCFM), dedicated banking simulation lab, expert Learning Facilitators with industry experience, specialized coaching for bank competitive exams, and focus on fintech and digital banking trends. The programme also offers electives in emerging areas like mutual funds, derivatives, and micro-insurance.
Entry-level positions for B.Com Banking and Insurance graduates typically offer packages ranging from ₹3 to ₹5 lakhs per annum depending on the employer and role. Bank Probationary Officers start at ₹4-6 lakhs, while insurance sector positions offer ₹3-4.5 lakhs initially. With experience and additional certifications like CA, CFA, or CAIIB, professionals can command packages of ₹10-20 lakhs per annum in senior roles.
Ready to Start Your Banking & Insurance Journey?
Join JKKN's B.Com Banking and Insurance programme and build a successful career in the BFSI sector