UGC Recognized Programme

Bachelor of Commerce in Banking and Insurance

Shape Your Future in the Financial Services Industry

3 Years Duration
6 Semesters
Full-Time Programme
Apply NowView Curriculum
NAAC

Accredited Institution

Quality assured education

BFSI

Industry Focus

Banking & insurance sector

95%

Placement Record

Top BFSI recruiters

₹4.5L

Average Package

Competitive starting salary

About the Programme

Programme Overview

The Bachelor of Commerce in Banking and Insurance is a specialized three-year undergraduate programme designed to equip learners with comprehensive knowledge of banking operations, insurance principles, financial management, and risk assessment. This UGC-recognized programme offers an ideal foundation for careers in the rapidly growing Banking, Financial Services, and Insurance (BFSI) sector.

Our progressive education philosophy ensures that learners develop analytical thinking, financial acumen, and professional competencies through experiential learning. The curriculum integrates theoretical foundations with practical applications in banking technology, investment management, and regulatory compliance, preparing graduates for diverse roles in commercial banks, insurance companies, NBFCs, and financial institutions.

Industry-Aligned Curriculum with Banking Software
Expert Learning Facilitators with Industry Background
Industrial Visits & Mandatory Internships
IRDA, NISM & NCFM Certification Training
Banking and InsuranceSince 1952
Admission

Eligibility & Admission Criteria

Requirements and pathways to join our B.Com Banking and Insurance programme

Academic Qualification

  • •Higher Secondary +2 from recognized board
  • •Commerce/Science/Arts stream eligible
  • •Minimum 50% aggregate marks
  • •45% for OBC, 40% for SC/ST

Accepted Streams

  • •Commerce with Accountancy
  • •Science stream (PCM/PCB)
  • •Arts and Humanities
  • •Vocational Commerce courses

Required Documents

  • •10th & 12th Mark Sheets
  • •Transfer Certificate
  • •Community Certificate
  • •Passport Size Photographs
  • •Aadhaar Card Copy
  • •Bank Details
Curriculum

Course Curriculum

Semester I

Tamil - I
19UETA01
English - I
20UENC01
Principles of Accounting
19UVE01
Banking Theory
19UCB02
Business Economics
19UECA07
Value Education
19UVE01
Professional English for Commerce and Management - I
20UPEC01

Semester II

Tamil - II
19UFTA02
English - II
20UFEN02
Financial Accounting
19UCB03
Banking Law & Practice
19UCB04
Indian Economy
19UECA08
Environmental Studies
19UES01
Professional English for Commerce Management - II
20UPEC02
Learning Outcomes

Programme Learning Outcomes

Skills and competencies you will develop through this programme

Banking Operations Expertise

Master comprehensive banking operations including deposits, loans, credit management, foreign exchange, and treasury functions in commercial banking environments.

Insurance Product Knowledge

Develop thorough understanding of life, general, health, and motor insurance products, underwriting principles, claims processing, and actuarial concepts.

Financial Analysis Skills

Acquire proficiency in financial statement analysis, ratio analysis, investment evaluation, portfolio management, and risk assessment techniques.

Risk Management Competency

Understand risk identification, measurement, mitigation strategies, and regulatory compliance requirements in the BFSI sector with practical applications.

Digital Banking Proficiency

Gain hands-on experience with core banking systems, fintech applications, digital payment platforms, and emerging technologies transforming the financial industry.

Professional Communication

Effectively communicate financial concepts, prepare professional reports, presentations, and engage with diverse stakeholders in banking and insurance contexts.

Career Paths

Career Opportunities

Diverse career pathways await B.Com Banking and Insurance graduates

Bank Probationary Officer

Public/private sector banks

Insurance Advisor

Life & general insurance companies

Investment Analyst

Mutual funds & stock broking

Credit Analyst

Loan processing & risk evaluation

Claims Officer

Insurance claims processing

Financial Consultant

Wealth management services

Government Services

RBI, SEBI, IRDA, LIC, GIC

NBFC Executive

NBFCs & fintech firms

Key Employment Sectors

Commercial BanksInsurance CompaniesInvestment BankingMutual FundsStock BrokingNBFCs & MFIsFintech CompaniesWealth ManagementCredit Rating AgenciesRegulatory BodiesCorporate FinanceFinancial Consultancy
Infrastructure

Department Facilities

State-of-the-art infrastructure for comprehensive learning

Banking Simulation Lab

Banking Simulation Lab

Fully equipped computer lab with core banking software, tally, and financial modeling tools for practical hands-on training.

Digital Library

Digital Finance Library

Extensive collection of banking, insurance, and finance journals, e-books, databases, and research materials with online access.

Seminar Hall

Seminar Hall

Modern audio-visual equipped seminar hall for industry expert sessions, workshops, and certification programmes.

Stock Market Lab

Stock Market Lab

Live stock market terminals with trading simulation software for practical experience in securities trading and analysis.

Placement Cell

Placement & Career Cell

Dedicated placement cell with industry connections, interview preparation facilities, and career counseling services.

Smart Studios

Smart Learning Studios

Technology-enabled learning studios with smart boards, video conferencing, and digital learning resources.

Our Team

Expert Faculty Members

Learn from experienced faculty with industry expertise in banking and insurance.

Mrs.M.S.Punithamalar

Mrs.M.S.Punithamalar

HOD & Assistant Professor

M.Com(CA), MBA, M.Phil.,(Ph.D)

Ms.G.Buvaneswari

Ms.G.Buvaneswari

Assistant Professor

M.Com, B.ED, M.Phil

Mrs.N.Lingameena

Mrs.N.Lingameena

Assistant Professor

M.Com.,M.Phil.

Mr.A.Jegadishkumar

Mr.A.Jegadishkumar

Assistant Professor

M.Com.,B.Ed.,MBA

Ms.C.Agalya

Ms.C.Agalya

Assistant Professor

M.Com(CA).

Mrs.M.S.Punithamalar

Mrs.M.S.Punithamalar

HOD & Assistant Professor

M.Com(CA), MBA, M.Phil.,(Ph.D)

Ms.G.Buvaneswari

Ms.G.Buvaneswari

Assistant Professor

M.Com, B.ED, M.Phil

Mrs.N.Lingameena

Mrs.N.Lingameena

Assistant Professor

M.Com.,M.Phil.

Mr.A.Jegadishkumar

Mr.A.Jegadishkumar

Assistant Professor

M.Com.,B.Ed.,MBA

Ms.C.Agalya

Ms.C.Agalya

Assistant Professor

M.Com(CA).

Mrs.M.S.Punithamalar

Mrs.M.S.Punithamalar

HOD & Assistant Professor

M.Com(CA), MBA, M.Phil.,(Ph.D)

Ms.G.Buvaneswari

Ms.G.Buvaneswari

Assistant Professor

M.Com, B.ED, M.Phil

Mrs.N.Lingameena

Mrs.N.Lingameena

Assistant Professor

M.Com.,M.Phil.

Mr.A.Jegadishkumar

Mr.A.Jegadishkumar

Assistant Professor

M.Com.,B.Ed.,MBA

Ms.C.Agalya

Ms.C.Agalya

Assistant Professor

M.Com(CA).

Mrs.M.S.Punithamalar

Mrs.M.S.Punithamalar

HOD & Assistant Professor

M.Com(CA), MBA, M.Phil.,(Ph.D)

Ms.G.Buvaneswari

Ms.G.Buvaneswari

Assistant Professor

M.Com, B.ED, M.Phil

Mrs.N.Lingameena

Mrs.N.Lingameena

Assistant Professor

M.Com.,M.Phil.

Mr.A.Jegadishkumar

Mr.A.Jegadishkumar

Assistant Professor

M.Com.,B.Ed.,MBA

Ms.C.Agalya

Ms.C.Agalya

Assistant Professor

M.Com(CA).

Campus Life at JKKN
Why JKKN

Why Choose Our B.Com Banking and Insurance Programme?

Expert Learning Facilitators

Learn from experienced faculty with industry background in banking, insurance, and financial services.

Bank Industry Partnerships

MoUs with leading banks and insurance companies ensuring internships and placement opportunities.

Professional Certifications

Integrated IRDA, NISM, and NCFM certification training programs enhancing employability.

Industrial Visits & Internships

Regular visits to banks, insurance companies, stock exchanges, and mandatory industry internships.

Strong Placement Support

Dedicated placement cell with 90%+ placement record in BFSI sector companies.

Competitive Exam Coaching

Special coaching for bank exams (IBPS, SBI PO), insurance exams, and other competitive examinations.

Got Questions?

Frequently Asked Questions

The B.Com Banking and Insurance programme is a 3-year full-time undergraduate degree comprising six semesters. Each year includes two semesters with a combination of core banking subjects, insurance papers, financial accounting, practical software training, and skill-based electives. The final semester includes a mandatory internship and project work component.
After completing B.Com Banking and Insurance, learners can pursue M.Com in Banking & Finance, MBA in Finance or Banking Management, Master in Financial Management (MFM), Chartered Accountancy (CA), Company Secretary (CS), CFA, or CAIIB certification. Post-graduation options also include specialized programmes in Risk Management, Investment Banking, and Actuarial Science.
B.Com Banking and Insurance graduates can appear for various competitive examinations including IBPS PO/Clerk, SBI PO/Clerk, RBI Grade B Officer, LIC AAO/ADO, SEBI Grade A, NABARD Grade A/B, Insurance Company recruitment exams, UPSC Civil Services, and State PSC examinations. The programme also prepares learners for professional certifications like IRDA Agent Exam, NISM certifications, and NCFM modules.
Yes, the programme includes mandatory internships with banks, insurance companies, or financial institutions during the final year. Regular industrial visits to RBI, SEBI, NSE/BSE, insurance companies, and commercial banks are organized throughout the programme. The department also conducts banking software training, stock market simulation exercises, and workshops by industry professionals.
Our B.Com Banking and Insurance programme stands out due to its industry-aligned curriculum, strong bank and insurance company tie-ups for placements, integrated professional certification training (IRDA, NISM, NCFM), dedicated banking simulation lab, expert Learning Facilitators with industry experience, specialized coaching for bank competitive exams, and focus on fintech and digital banking trends. The programme also offers electives in emerging areas like mutual funds, derivatives, and micro-insurance.
Entry-level positions for B.Com Banking and Insurance graduates typically offer packages ranging from ₹3 to ₹5 lakhs per annum depending on the employer and role. Bank Probationary Officers start at ₹4-6 lakhs, while insurance sector positions offer ₹3-4.5 lakhs initially. With experience and additional certifications like CA, CFA, or CAIIB, professionals can command packages of ₹10-20 lakhs per annum in senior roles.

Ready to Start Your Banking & Insurance Journey?

Join JKKN's B.Com Banking and Insurance programme and build a successful career in the BFSI sector

Apply Now